Your Home is probably your most valuable asset and, no doubt, you have probably worked much of your life to pay for it.

Instead of it going to your children, your family home ends up in Government coffers and your children inherit only a fraction of what they were expecting to inherit! 

Concerned, alarmed or even in disbelief that this could happen to your family!

Then you might be shocked to hear about reports stating that   "Every year as many as 70,000 homes are sold to pay for the care fees of their owners".

The children in these families find their inheritance, at best somewhat reduced, and at worst absolutely devastated by the loss of the majority of the home’s value going to the care authorities.

There are also stories about "unintended" individuals inheriting the family home; individuals such as ex-spouses and even future spouses where the surviving spouse has married again! In some of these cases it is not unknown for the children to inherit little or even nothing! 

Don't let your home be a sitting target for government coffers or for any other attack on your estate.

In the run up to the May 2010 elections promises from all parties abounded; promises on how they were all going to ensure that peole would no longer have to lose their homes to Care Authorities because this or that scheme would be put in to place.

NOW, all that has happened is that it has all gone on the "back burner" for the next few years; with the deficit as big as it is and public services spending cuts as deep as they are, the Government just can't afford it! 

So, would You trust ANY Government with YOUR Children's Inheritance…or would YOU prefer to be in control?

Then, let us help you ensure that as much as possibe goes to those you love… NOT to those you don't!

If you are a couple and you own home together then, with one of our powerful Protective Wills and Good Planning, it is possible to safeguard at least half the family home from loss to care fees and any other attacks.You can also help protect the other half of your home by presenting some real stumbling blocks for potential claimants including the Care Authorities means testing system.

With the first half of the home protected, the ideal outcome is that the remaining half share of the home becomes a "disregarded asset" by the Care Authorities. This now paves the way for the family home to be inherited by the children. Either way, at the very least half the home is saved!

If you are an individual (single, divorced or widowed) and you own your own home, it is possible to put things in place NOW that could reduce the vulnerabilty of your home to potential loss to others in the future. 

We are Experts in Protective Wills.